My charming BF Kyle got screwed by an insurance company, and is trying to recoup some of the expenses to pay off a $3,600 collection. If anyone has ever dealt with the bureaucracy of medical billing, you can certainly relate to the frustration that comes with getting a bill for services you believed to be covered. Donate and share this link if you can, thanks!!
from the horse’s mouth:
In the spring of 2011, after feeling very run down and having digestive problems for months, I went to my doctor, who took some bloodwork. Seeing that I had elevated ANA (antibodies) levels, which are indicative of an auto-immune disorder (MS, RA, Lyme, etc), I was referred to a rheumatologist.
The rheumatologist performed more bloodwork, but the results did not say one way or another what was going on. She stated that I could possibly have Celiac disease, but the only way to fully diagnose this was with an Endoscopy.
By my doctor’s request, I underwent an Endoscopy in August of 2011. This is an expensive procedure, but I was ensured by the hospital that my insurance would cover the cost. The procedure was a terrible experience, as anyone who has had an Endoscopy can attest. I awoke from my anesethesia feeling like I had been hit by a truck, and that a gremlin had crawled down my throat. Leaving the hospital, I broke down in the car, and the stress of the situation caused me to develop a 102 fever.
The only upside of a procedure that leaves you feeling destroyed, is that you will finally have a diagnosis, and a course of treatment, for what ails you. I was diagnosed with Celiac disease after the results of my Endoscopy, and although living with Celiac requires a lot of lifestyle changes, at least I could now minimize my suffering. I thought this was the (somewhat happy) end of a story that had so far been a nightmare.
A few months later I got a bill in the mail for $3,600, the invoice of which was for my Endoscopy. I was shocked, but I assumed that, since I was told my insurance would cover the procedure, it must be a mistake. After talking with both the hospital and my insurance company, it was revealed that it was not a mistake, and the cost of Endoscopy was being passed on to me. I fought long and hard to have the fee waived, but in the end I could not get it removed from my bill. Yet another tale of the medical system kicking someone when they are already ailing; when they are the at the mercy of the health care provider who should be looking out for them. Yes, the Endoscopy was necessary, and it led to a diagnosis that has improved my life, so why then, was it not covered by my insurance?
I am trying to raise any funds, to help cover this bill, which is now in collection.